Were you aware you could be owed money back from your car finance policy?

Some brokers / dealerships didn’t disclose the information on how much commission they earned from your car finance deal or they might of chosen a higher interest rate so they received a higher commission.

Unsure if this happened to you?

The good news is we can now check this for you and claim any money back that you might be owed!

  • No Win No Fee

Complete our simple online claim form to see if you are eligible for the reclaim

The Financial Conduct Authority (FCA) have said that commission was paid on 95% of UK Car finance agreements. If you weren’t told the exact amount of commission paid then you may have a claim.

An investigation conducted by the Financial Conduct Authority has uncovered evidence of widespread mis-selling across various types of vehicle financing such as personal contract hire (PCP) and hire purchase (HP) agreements.

If you’ve purchased a vehicle on finance within the last 10 years and the options and risks were not clearly explained to you, or the dealership failed to disclose the commission they’d receive, then you could be owed £1,000’s* in compensation.

  • MLD Car Finance Claims have made this all easy for you with their simple sign up form which only takes 90 seconds to complete.

You just need to meet our criteria below and we can process the claim

You have purchased a vehicle on finance in the last 10 years

Your car finance loan amount was above £5,000

Your car finance wasn’t taken out after 2019

What is PCP?

Get Some Well-Deserved Money Back in 4 Simple Steps

Fill out our simple online form in 90 seconds

One of our claim experts Will assess your claim

Your case is submitted to our panel of solicitors

Receive refund

Frequently Asked Questions

Q. Do I pay anything upfront?

No. We work on a no, win no fee basis.

Q. How do I make a claim?

To get the ball rolling, just fill out our short online sign up form.

Q. How much could I be owed?

This depends on the amount of finance taken, the interest rate applied, the commission model used and the length of the repayment term. However, it’s likely to run into hundreds or thousands of pounds.

Q. How do I know if I have been mis-sold?

If you bought a car on any type of finance, then it’s quite possible you have a claim. The quickest and simplest way to know if you have a mis-sold car finance claim is for us to review your information and refer it to our panel of solicitors.

100% Online Claim Eligibility Checker

No Win No Fee

We can assess whether you are entitled to a claim and then process this for you on your behalf. All you need to do to get started is to fill out our online form.

Get Your Money Back!

© Copyright 2022. MLD Car Finance Claims is a trading style of Hybrid Claims UK Ltd which is regulated by the Financial Conduct Authority in respect of regulated claims management activities- (836928) Registration is recorded at: https://register.fca.org.uk.

Hybrid Claims UK is registered in England and Wales, Company Registration number: 11415993. ICO: ZA561807

Privacy Policy

Who we are

Reclaim My PPI Tax Ltd.

We take the privacy and confidentiality of our clients, potential clients, ex-clients and their affiliates very seriously and we are committed to protecting it.

This Privacy Policy explains the type of information we collect, why we collect it, how we use it, who we might share it with and how to correct or modify it.

We may use your personal information:
  • to perform a contract, such as engaging with an individual to provide legal or other services;
  • for the establishment, exercise or defence of legal claims or proceedings;
  • to comply with legal and regulatory obligations;
  • for legitimate business purposes; or
  • if you have provided your consent (where necessary) to such use or the organisation that you work for has obtained your consent (where necessary).
How we collect your personal information

We collect and process your personal information in order to facilitate the provision of the professional service(s) for which you have or may instruct us.  The personal information you supply to us in connection with your claim may include: your name, address, contact details, date of birth, details of the circumstances of the claim, National Insurance number, employment.

Most of this information will have been provided by you.

Your personal data will be held in electronic and/or manual format.

Why we collect your personal information

We will use your personal information for the following purposes:

  1. the provision of legal advice;
  2. the administration and management of your claim including conflict checking and billing;
  3. the legitimate business purposes associated with the operating of a law firm, such as client satisfaction surveys and auditing;
  4. to provide services ancillary to your claim, for example, car replacement hire, the recovery of the car hire costs, medical assistance and reports, insurance products; and/or
  5. to comply with any laws or regulations.
Sharing your personal information outside of Reclaim My PPI Tax

We may need to communicate your personal information to other individuals or organisations. For example:

  1. HMRC to pursue your potential claim.

In dealing with your claim, we may also transfer your information to third parties providing us with support and administrative services for the more efficient processing of your claim and/or the legitimate business purposes associated with the operating of a law firm. Your details will be processed in each case in strict confidence and we will take all reasonable steps to ensure that any third party has sound security measures.

If after providing us with your personal information it becomes apparent we are unable to offer our service to you, we may, once we have your consent, pass your details to another company in order that they may attempt to secure legal representation for you.

We will not sell your information to a third party, except in the unlikely event that we sell our business, or a part of it; in which case we may sell your information as part of the sale to allow the purchaser to carry on providing some or all of our services to you.

Accessing and updating your personal information

You have a number of legal rights over the personal information held by us. These include the right:

  1. to access your personal information held in our records, whether electronically or manually;
  2. to correct or update any personal information that you think is incorrect;
  3. to object to further processing, including stop receiving marketing material from us which you previously signed up for, by updating your marketing preferences;
  4. to ask us to delete your personal information,. We will only be able to accommodate this request where it is no longer necessary for the purpose(s) for which it was provided or where we no longer have a lawful basis to process it your personal information;
  5. to receive the personal information we hold about you in a portable format, however this need only be provided in limited circumstances where the processing has been done by automated means; and
  6. to ask us to stop processing your personal information in certain circumstances. Asking us to stop doing this may mean we are no longer able to provide you with legal services and impact your client retainer.

You should contact us should you wish to have access to this information or to update or complete any of our records pertaining to your personal information. Requests can be made to:

  • Reclaim My PPI Tax Ltd
  • Unit 30
  • Albion Industrial Estate
  • Albion Street
  • Bury
  • BL8 2AD

e-mail:  info@reclaimmyppitax.co.uk

For more information about this policy, or if you would like to make a complaint in relation to the way we process your personal information, please contact info@reclaimmyppitax.co.uk.  We will endeavour to resolve any complaints, however if we are unable to do so to your satisfaction, you can contact the Information Commissioner’s Office (ICO), the website is www.ico.org.uk or their telephone helpline 0303 123 1113.

How long we keep your personal information

We will retain your personal information for as long as it is reasonable and necessary for the use for which we have collected it in accordance with applicable laws and regulations. We may also use your personal details to provide you with information about legal development, news or events if you have subscribed to our newsletters, or to ask you to participate in a client satisfaction survey.

Security

We will keep your personal information confidential and will take appropriate measures to protect it against loss, theft or misuse and to safeguard your privacy.

Where you are provided with any confidential information (including a user ID or password), you must not disclose such information to any third party.

Updating this Policy

We may amend this policy at any time by either notifying you or posting a revised version on our website

If we make a change to this policy, we will take your continued use of our services after that date as your acceptance of the change, so if an amendment is not acceptable to you then you should stop using our services.